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Helping you to reframe your financial decisions with foundational know-how.

What is a Modified Endowment Contract?
Insurance
Gabriel Katzner

What is a Modified Endowment Contract?

Permanent life insurance policies are typically granted generous tax advantages because they allow you to transfer money to your heirs upon death. Life insurance policies protect your loved ones from

Insurance Policy Agreement Terms Document Concept
Insurance
Gabriel Katzner

Disability Insurance: What You Need to Know

In a previous post, we discussed life insurance, which is essentially a way to transfer financial risk to an insurance company to protect people who financially depend on you. For

businessman fired
Insurance
Gabriel Katzner

Lost Your Job? What To Do About Healthcare

COVID-19 and the pandemic have resulted in both voluntary and involuntary job losses. However, lost wages may not be their biggest concern because many people are moving to freelance and

Health Plan Information Examination Concept
Insurance
Gabriel Katzner

How to Choose the Right Healthcare Plan

You may not have as many options if you get your health insurance through your employer. However, if you are self-employed or have recently lost your job, you may need

Hand cupping stethoscope health concept
Insurance
Gabriel Katzner

What are Healthcare Cost-Sharing Programs?

Whether you are self-employed or recently lost your job, health insurance and how to get coverage is an important consideration. In a previous article, we covered the more traditional ways

Piggy Banks with savings chart
Insurance
Gabriel Katzner

What are Health Savings Accounts?

Health savings accounts are a great way to set aside money pre-tax to pay for your medical expenses. They are like personal savings accounts, but they are designated for one

Happy mature couple talking to a doctor while going through their medical reports.
Insurance
Gabriel Katzner

Top 7 Life Insurance Questions

Determining your insurance needs is a part of a comprehensive financial plan. As you are considering your finances, you may have life insurance questions. Consider consulting with a knowledgeable fiduciary