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Helping you to reframe your financial decisions with foundational know-how.

Health Plan Information Examination Concept
Insurance
Gabriel Katzner

How to Choose the Right Healthcare Plan

You may not have as many options if you get your health insurance through your employer. However, if you are self-employed or have recently lost your job, you may need

Hand cupping stethoscope health concept
Insurance
Gabriel Katzner

What are Healthcare Cost-Sharing Programs?

Whether you are self-employed or recently lost your job, health insurance and how to get coverage is an important consideration. In a previous article, we covered the more traditional ways

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Small Business
Gabriel Katzner

Options to Increase Small Business Cash Flow

You started a small business and now you are having problems with cash flow. It’s great that your business is growing so fast! Many small business owners take out loans

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Credit
Gabriel Katzner

Should You Ever Take Out a Personal Loan?

Many people consider taking out a personal loan to pay off credit card debt or to finance a project that requires a large cash outlay all at once, such as

Franchise Growth Corporate Business Branch Retail Concept
Small Business
Gabriel Katzner

Should You Buy a Franchise?

Many people want the autonomy, status, and earning potential associated with owning their own business, but are afraid they lack the necessary skills or education to succeed. Buying a franchise

Retirement Plan Financial Investment Application Form Concept
Retirement
Gabriel Katzner

Inherit an IRA? What’s Next?

Martha is 56 years old. Both of her parents have recently passed. She is the sole beneficiary of both of their IRAs (Individual Retirement Accounts). Martha and her 62-year-old husband,

Real estate agent handing the house key to a client
Investing
Gabriel Katzner

Should You Invest in Rental Property?

Many people prefer tangible investments, so they add a rental property to their investment portfolio. While investing in stocks and bonds has its upfront costs and requires some labor to

new-house-keys-composition-with-papers
Mortgages
Gabriel Katzner

Buying a Home: A Good Financial Strategy?

Everyone hates to throw away money, and it feels like you are when you pay rent each month, but how much home equity are you actually building when you buy

stamped-paper-form-mortgage
Mortgages
Gabriel Katzner

Should I Refinance My Mortgage?

Jessica and James are a young couple who live in St. Louis, Missouri. They purchased a home seven years ago for $575,000. They made a down payment of $120,000. They